Investing Simulation · $20 → $1,000
MoneyMatrix

Turn twenty dollars into one thousand

A round-based investing game. Allocate capital across five asset classes, survive random market events, and compound your way to $1,000.

Start with $20 →How It Works

$20

Starting Capital

Your seed investment

$1K

Win Condition

Target portfolio value

5

Asset Classes

Stocks · Crypto · More

8

Market Events

Bull runs to crashes

The Mechanics

Round by round,
your decisions compound

Each round you allocate your full portfolio across up to five investment types. Markets simulate realistic return distributions — with occasional dramatic events that can supercharge gains or wipe out positions overnight.

  • ✓Diversify to survive — never put everything in crypto
  • ✓Market events are random but scale in frequency over rounds
  • ✓Real estate unlocks once your portfolio hits $20
  • ✓Hit $0 and the game ends — risk management matters
  • ✓Reach $1,000 to win and see how fast you can get there
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Step 1

Allocate Capital

Each round, split your portfolio across savings, stocks, real estate, side hustles, and crypto in any combination.

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Step 2

Market Simulation

Returns are drawn from realistic distributions. A random event may amplify or crush one or more of your positions.

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Step 3

Track Your Growth

Watch your portfolio curve compound round by round. The sparkline updates in real time. Hit $1,000 to win.

Your Instruments

Five Ways to Grow

Each asset class has a distinct risk/reward profile. Mix them strategically — or gamble it all on crypto.

🏦

Risk: low

High-Yield Savings

Safe but slow. 2–5% APY. Never loses value.

+0.5%to+1.5%

📈

Risk: medium

Stock Market

Index funds & blue chips. Steady growth with occasional dips.

-15%to+30%

🏠

Risk: low

Real Estate

REITs & crowdfunded property. Slow but reliable.

+3%to+20%

💼

Risk: medium

Side Hustle

Flip items, freelance, sell online. Grind for guaranteed gains.

+10%to+60%

₿

Risk: extreme

Crypto

High risk, high reward. Could moon or crater overnight.

-60%to+150%

Ready to Build Wealth?

You have $20. The market is open. Every decision matters.

Start with $20 →